COMPAS3 AI Terms of Use

Effective date: July 2, 2025

These Terms of Use (the "Terms") govern your access to and use of our website and mobile application (collectively, the "Platform"), and associated content, features, software and applications in the Platform (collectively, the "Service"). These Terms also include our Privacy Policy.

The Platform and the Service is administered and maintained by COMPAS3 AI. The terms "we", "us" and "our" also refer to COMPAS3 AI. The term "you" refers to the person visiting the Platform.

Please read these Terms carefully. They contain important information regarding your legal rights, including limitations on COMPAS3 AI's and certain third parties' liability, disclaimers of warranties and a submission to jurisdiction. Each time you access the Service by any means (for example, through the Internet or on a mobile device), you irrevocably agree to comply with the version of the Terms posted on the Platform at the time you access the Platform.

1. Acceptance of Terms of Use

1.1 If you do not agree to these Terms of Use, you are not permitted to use the Platform. COMPAS3 AI can change these Terms of Use at any time without any notice to you. It is your responsibility to review these Terms of Use, as it creates a binding legal agreement between you and COMPAS3 AI. If you use the Platform after we have changed any of the Terms of Use, you are agreeing to all of the changes. To the extent that you or your employer (to the extent you are using the Platform in your capacity as an agent of your employer) has entered into another written agreement with COMPAS3 AI that contains terms that directly conflict with any terms of these Terms of Use, then the conflicted terms set forth in such other agreement will control.

2. Eligibility

2.1 To access or use the Service, you must be at least of legal age in your respective jurisdiction. The Service is strictly for your personal, non-commercial use unless you enter into a separate agreement with us for your commercial use. You must not use the Service if we have terminated any account of yours or banned you from use of the Platform or the Service.

3. Account

3.1 You would need to have an account with COMPAS3 AI ("Account") in order to use the Service. When you create an Account, you represent and warrant that you are at least of legal age in your respective jurisdiction, you are capable of entering into and performing legally binding contracts under applicable law, and that all information which you provide is accurate, up-to-date, truthful and complete.

3.2 You are solely responsible for all activities under your Account. We will not be responsible in any way if your password and/or Account are misappropriated or used by a third party. You therefore agree to keep your password secure and keep your account information up-to-date at all times.

3.3 Unless expressly permitted by COMPAS3 AI and subject to the Terms and any other additional terms as COMPAS3 AI solely and absolutely determines, you shall not set up multiple Accounts. You shall not lend, transfer or sell your Account or Account information to another party and must not use another user's Account without their written permission.

3.4 COMPAS3 AI may occasionally contact you on the email address provided in your Account registration. You will not be able to opt out from such communications, and you shall take the responsibility to ensure that your email address is up-to-date. If you missed any communications due to an inaccurate, outdated, or incomplete email address, COMPAS3 AI will not be liable for any losses or damages caused by you missing the communication.

4. Subscription and Payment

4.1 Access to certain features or services on the COMPAS3 AI platform requires a paid subscription. When you subscribe, you agree to the pricing and billing terms presented to you at the time of purchase.

4.2 All subscription fees are charged in advance and billed on a recurring basis (e.g., monthly or annually), depending on your selected plan. By subscribing, you authorise COMPAS3 AI to charge your chosen payment method automatically at the start of each billing cycle until you cancel your subscription.

4.3 It is your responsibility to provide accurate and up-to-date billing information, including a valid payment method. If we are unable to process a payment, we may suspend or restrict your access to the service until the outstanding amount is settled.

4.4 COMPAS3 AI reserves the right to adjust pricing and plan features at any time. Any changes to pricing will be communicated in advance and will apply from your next billing cycle. Continued use of the service constitutes acceptance of the new terms.

5. Refund and Cancellation

5.1 All subscription payments to COMPAS3 AI are non-refundable. As our services are delivered digitally and made available immediately upon purchase, we do not offer refunds or credits for partial usage, unused time, or early cancellation.

5.2 You may cancel your subscription at any time by logging into your account. Your cancellation will take effect at the end of your current billing cycle. After cancellation, your access to paid features will remain active until the cycle concludes, and you will not be charged for future periods.

5.3 We recommend reviewing your subscription plan and trial terms (if applicable) before making a purchase.

6. Prohibited Activities

6.1 You agree that you will not:

Copy, modify or create derivative works of the Service or any Content;
Copy, manipulate or aggregate any Content (including data) for the purpose of making it available to any third party;
Trade, sell, rent, loan, lease or license any Content or access to the Service, whether commercially or free of charge;
Use or introduce to the Service any data mining, crawling, scraping, robot or similar automated or data gathering or extraction method, or manually access, acquire, monitor or copy any portion of the Service, or download or store Content (unless expressly authorized by COMPAS3 AI);
Make excessive requests for information or take any action that interferes with, disrupts or imposes an undue burden on the Service or any server or network connected to the Service or negatively affects the quality or availability of any Content, or speed or functionality of the Service;
Introduce a virus, Trojan horse, worm, time bomb or other malware to the Service or the Platform, or use any device, software or routine to bypass any software or hardware that prohibits volume requests for information;
Violate, bypass or circumvent any security measure intended to limit or prevent access to the Platform, Content or Service; or
Otherwise attempt to gain unauthorized access to the Service, any Content or to any computer systems or networks connected to the Service or any COMPAS3 AI server, whether through hacking, password mining, unauthorized use of another's password/credentials or any other means;
Restrict, inhibit or interfere with use of the Service by any other user (including by hacking or defacing the Platform);
Introduce or otherwise distribute through the Platform any computer program that damages, interferes with, intercepts, collects, releases or discloses any system, data or personal information of ours or any third party;
Make use of any of our trademarks, service marks, trade names or logos or those of any third party displayed on the Platform;
Modify or remove any copyright or other proprietary notice in the Content.

6.2 Additionally, you acknowledge and agree that you (and not COMPAS3 AI) are solely responsible for obtaining and maintaining all telecommunications, broadband, and computer hardware, equipment, software and services needed for you to access and use the Service, and paying all charges related thereto.

7. Licence, Ownership, and Intellectual Property

7.1 Unless otherwise indicated, the COMPAS3 AI platform, including all source code, databases, software, website design, text, photographs, graphics, audio, video, and other content (collectively, the "Content”), as well as all trademarks, service marks, trade names, logos, and trade dress (collectively, the "Marks”), is the property of COMPAS3 AI ("COMPAS3 AI”) or its licensors, and is protected by applicable copyright, trademark, and intellectual property laws. The Content and Marks are provided on an "as is” basis solely for your personal, non-commercial use.

7.2 Subject to your eligibility and continued compliance with these Terms, COMPAS3 AI grants you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable licence to access and use the Platform and Content for personal, informational purposes only. This licence does not include resale, commercial use, distribution, reverse engineering, data scraping, or the creation of derivative works.

7.3 You shall not, without prior written permission from COMPAS3 AI:

Reproduce, republish, upload, broadcast, encode, store, transmit, display, sell, license, rent, or otherwise exploit any part of the Platform or its Content;
Use any Marks belonging to COMPAS3 AI or third parties for any purpose, including in advertising, marketing, domain names, or meta tags;
Frame or mirror any part of the Platform or circumvent any access restrictions or security features.

7.4 You acknowledge that the Platform and its Content have been compiled and curated by COMPAS3 AI and its licensors through significant time, investment, and expertise, and represent valuable intellectual property. You agree to protect COMPAS3 AI's rights and comply with any reasonable requests to preserve such rights.

7.5 Nothing in these Terms grants you any right, title, or interest in or to the Platform, the Content, the Marks, or any other intellectual property of COMPAS3 AI or its licensors, except as expressly set out in this section. All rights not expressly granted are reserved.

7.6 The misuse of COMPAS3 AI's intellectual property, including unauthorised use of its trademarks or trade dress, is strictly prohibited. You agree to promptly notify COMPAS3 AI at [email protected] if you become aware of any actual or suspected infringement of COMPAS3 AI's intellectual property rights.

8. User Generated Content

8.1 The COMPAS3 AI platform may allow users to post, submit, upload, publish, or otherwise make available text, images, video, audio, predictions, feedback, or other content ("User Generated Content” or "UGC”). By submitting any UGC to the Platform, you acknowledge and agree that you are solely responsible for such content and its compliance with applicable laws, regulations, and these Terms.

8.2 You retain ownership of your UGC. However, by submitting or posting UGC to the Platform, you grant COMPAS3 AI a worldwide, royalty-free, fully paid-up, non-exclusive, sublicensable, and transferable licence to use, reproduce, distribute, host, store, publicly display, perform, publish, adapt, translate, modify, and create derivative works from your UGC, in any media, for the purpose of operating, promoting, improving, and developing the Service. You understand and agree that your use of the Service constitutes sufficient consideration for the rights granted herein.

8.3 You represent and warrant that:

You own or have all necessary rights and permissions to post your UGC and to grant the rights granted above;
Your UGC does not infringe or violate the rights (including intellectual property, privacy, or publicity rights) of any third party;
Your UGC is not unlawful, fraudulent, misleading, defamatory, obscene, offensive, harassing, or otherwise objectionable;
Your UGC does not contain personal or sensitive information of any other person without their express consent;
Your UGC is not used to harass, threaten, impersonate, or abuse others, or to promote illegal activity.

8.4 You understand and accept that by using the Platform, you may be exposed to UGC from other users that is inaccurate, offensive, or otherwise objectionable. COMPAS3 AI does not prescreen or actively monitor UGC and is not responsible or liable for any such content. However, COMPAS3 AI reserves the right (but not the obligation), in its sole discretion, to remove, restrict, or modify any UGC at any time and for any reason, including but not limited to:

Violation of these Terms or any applicable law;
Receipt of a complaint or notice of intellectual property infringement;
UGC that we deem objectionable, misleading, or damaging to the Platform or its users.

8.5 UGC published on the Platform must not be, or have ever been, the subject of any threatened or actual legal proceedings. We reserve the right to remove or restrict access to any UGC and to cooperate with legal authorities where necessary.

8.6 UGC on the COMPAS3 AI platform is not professional or financial advice. You understand and agree that you use or rely on such content entirely at your own risk.

8.7 If you believe that any UGC infringes your intellectual property rights, please report it to us at [email protected] with appropriate supporting documentation. We reserve the right to take any action we deem appropriate, including removing the content or suspending the user account in accordance with applicable law and our internal policies.

9. Feedback

9.1 This section does not apply to information supplied by you to the Service that can identify you personally. COMPAS3 AI believes in protecting your privacy. Please visit https://www.compas3.ai/policies/privacy to review our current Privacy Policy, which also governs your use of the Service, to understand our practices.

9.2 If you send or transmit any communication, including but not limited to feedback, questions, comments or suggestions to COMPAS3 AI (collectively, "Feedback"), all such Feedback is, and will be treated as non-confidential and non-proprietary. All Feedback are to be submitted via the Platform only. You hereby assign to COMPAS3 AI all right, title, and interest in, and COMPAS3 AI is free to use, without any attribution or compensation to you, any ideas, concepts, know-how or techniques or other intellectual property and proprietary rights contained in the Feedback, whether or not patentable, for any purpose whatsoever, including but not limited to enhancing the Service, or otherwise developing, manufacturing, licensing, marketing and selling products and services based on or containing such Feedback. You also understand and agree that COMPAS3 AI is not obligated to consider, accept, use, display, reproduce, or distribute any such ideas, know-how, concepts, or techniques contained in the Feedback, and you have no right to compel such use, display, reproduction, or distribution. COMPAS3 AI may use aggregated and statistical data derived from usage of the Platform.

10. Third-Party Websites

10.1 The Platform may contain links to third-party websites or resources that are not owned, operated, or controlled by COMPAS3 AI. These links are provided solely for your convenience and do not constitute or imply any endorsement, affiliation, sponsorship, or recommendation by us of the third party, its website, or any associated content, products, or services.

10.2 You acknowledge and agree that COMPAS3 AI is not responsible for the availability, accuracy, legality, or appropriateness of any content, advertising, products, services, or other materials found on or through any such third-party websites. We make no representations or warranties of any kind regarding such third-party sites, and we shall not be liable for any loss or damage that may arise from your access to or use of them.

10.3 When you access a third-party website, you do so entirely at your own risk. These websites are governed by their own terms and conditions and privacy policies, which you are solely responsible for reviewing. Your use of third-party sites is subject to those separate policies and not to these Terms.

10.4 Any transactions you enter into with third parties via linked websites are strictly between you and the third party. COMPAS3 AI is not a party to, and will not in any way be responsible for, such transactions. You agree to hold COMPAS3 AI harmless from any claims, losses, or damages resulting from your interaction with or reliance upon any third-party website or content.

11. Warranty Disclaimer

11.1 THE PLATFORM AND ALL CONTENT, FEATURES, AND SERVICES MADE AVAILABLE THROUGH IT ARE PROVIDED ON AN "AS IS” AND "AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW, COMPAS3 AI DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, ACCURACY, AND SYSTEM INTEGRATION.

11.2 WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS. YOU ACKNOWLEDGE THAT YOUR USE OF THE PLATFORM IS AT YOUR SOLE RISK.

11.3 WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF ANY CONTENT OR INFORMATION MADE AVAILABLE THROUGH THE PLATFORM, INCLUDING THIRD-PARTY CONTENT OR USER-GENERATED CONTENT.

12. Limitation of Liability

12.1 TO THE FULLEST EXTENT PERMITTED UNDER LAW, COMPAS3 AI AND ITS AFFILIATES, SUPPLIERS, AND PARTNERS SHALL HAVE NO OBLIGATION OR LIABILITY (WHETHER ARISING IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE) FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OR LIABILITIES (INCLUDING, BUT NOT LIMITED TO, ANY LOSS OF DATA, REVENUE, OR PROFIT) ARISING FROM OR RELATED TO YOUR USE OF THE PLATFORM OR ANY CONTENT PROVIDED THROUGH THE PLATFORM, EVEN IF COMPAS3 AI HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES IN ADVANCE.

12.2 SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

12.3 NOTWITHSTANDING ANYTHING TO THE CONTRARY HEREIN, THE MAXIMUM AGGREGATE LIABILITY OF COMPAS3 AI AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, SUPPLIERS, AND SERVICE PROVIDERS TO YOU FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE PLATFORM SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS (USD $100).

13. Indemnification

13.1 Except to the extent prohibited under applicable law, you shall indemnify, defend and hold harmless COMPAS3 AI and its members, managers, directors, officers, employees, partners, consultants, contractors, service providers, agents, affiliates, successors and assigns from and against any and all suits, actions, proceedings and claims by third parties (whether threatened or actual), and all losses, liabilities, damages, judgments, costs and expenses (including reasonable legal fees) arising out of, relating to or in connection with: (i) your use (or misuse) of and access to the Service or Content; (ii) your violation of any of these Terms; (iii) your violation of any applicable law, rule or regulation; (d) any claim that any information provided by you to COMPAS3 AI in connection with the Platform, including the Content, caused damage to, infringed upon, misappropriated or otherwise violated the rights of any third party, including infringement, misappropriation or other violation of third-party intellectual property rights, or violation of any right of privacy or publicity; and/or (iv) any dispute that you have with any third party relating to or in connection with the Service or Content. COMPAS3 AI reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with COMPAS3 AI in asserting any available defenses and in the conduct of such defense.

14. Modification of the Website

14.1 At any time and in COMPAS3 AI's sole and absolute discretion, COMPAS3 AI may (in whole or in part) modify, suspend or discontinue the Service and/or any Content without prior notice, for any reason whatsoever. We shall have no liability to you or to any third party for any such modification, suspension or discontinuance.

15. Changes to these Terms

15.1 We may revise these Terms from time to time, without prior notice. You are bound by any changes to these Terms upon our posting of such changes on the Service. You should check these Terms often to make certain that you are aware of the most current Terms.

16. Enforcement

16.1 The remedies available to COMPAS3 AI in these Terms are cumulative and in addition to any others available to COMPAS3 AI. COMPAS3 AI may seek all remedies available to it at law and in equity for any violation of these Terms. COMPAS3 AI may suspend, terminate or block your access to the Service (in whole or in part) for any violation or suspected violation as we determine, without notice to you. Your violation of these Terms shall be considered a breach of contract.

16.2 We reserve the right, but do not assume any obligation, to investigate any suspected violation of these Terms or any misuse of the Service. In addition, we further reserve the right to report any activity, data or persons to, and otherwise cooperate with: (i) law enforcement authorities; (ii) financial regulators, including the U.S. Securities and Exchange Commission (SEC) and the Monetary Authority of Singapore; (iii) system administrators at Internet service providers, networks or computing facilities; and (iv) providers and/or third-party vendors if we suspect that you have violated these Terms or any law, rule or regulation. You acknowledge that such reporting or cooperation may include, without limitation, providing information relating to you and/or your use of the Service, including without limitation your email address, IP address or other identifying information, to law enforcement authorities, financial regulators, third-party providers, vendors or system administrators. Further, we may disclose any information we think necessary to comply with applicable law, regulation, subpoena or other legal process or governmental or regulatory request.

17. Governing Law

17.1 These Terms and any and all claims, disputes or other legal proceedings by or between you and us, including but not limited to any claims or disputes that are in any way related to or arising out of these Terms or your use of or access to the Service, shall be governed by and construed in accordance with the law of England and Wales, without regard to any principles of conflicts of law. You agree that all disputes, controversies or claims between the Parties arising out of or in connection with this Agreement (including its existence, validity or termination) shall be finally resolved by arbitration to be held in Singapore, and conducted in English under the Rules of Arbitration of the Singapore International Arbitration Centre; provided, however, that each Party may enforce its or its Affiliates’ intellectual property rights in any court of competent jurisdiction, including but not limited to equitable relief. The arbitral award shall be final and binding on the Parties. Except to the extent of entry of judgment and any subsequent enforcement may require disclosure, all matters relating to the arbitration, including the award, shall be held in confidence.

17.2 You acknowledge that any breach of either of the sections above titled "Prohibited Activities" or "Ownership and Intellectual Property" would cause immediate and irreparable harm to COMPAS3 AI, for which monetary damages would not be sufficient, and that, in addition to all other remedies available to COMPAS3 AI at law or in equity, COMPAS3 AI shall be entitled to seek injunctive relief without proof of damages or the posting of bond or other security in the event of such a breach or threatened breach.

18. General

18.1 These Terms (and any other terms or agreements referenced herein, including our Privacy Policy, which is located at https://www.compas3.ai/policies/privacy), constitute the entire agreement between you and COMPAS3 AI relating to your use of the Service and supersede all prior or contemporaneous communications, whether electronic, oral or written, between you and COMPAS3 AI with respect to the Service. A printed version of these Terms and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

18.2 You agree that no joint venture, agency, partnership, or employment relationship exists between you and COMPAS3 AI and/or its affiliates as a result of these Terms or use of the Service.

18.3 In no event shall COMPAS3 AI be responsible or liable for any failure or delay in the performance of its obligations hereunder arising out of or caused by, directly or indirectly, forces beyond its control, including, without limitation, strikes, work stoppages, accidents, acts of war or terrorism, civil or military disturbances, pandemics, nuclear or natural catastrophes or acts of God, and interruptions, loss or malfunctions of utilities, communications or computer (software and hardware) services.

18.4 Our performance under these Terms is subject to existing laws and legal process, and nothing contained in these Terms limits our right to comply with law enforcement or other governmental or legal requests or requirements relating to your use of the Service or information provided to, or gathered by, us with respect to such use. To the extent allowed by applicable law, you agree that you will bring any claim or cause of action arising from or relating to your access or use of this Service within two (2) years from the date on which such claim or action arose or accrued or such claim or cause of action will be irrevocably waived.

18.5 These Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by COMPAS3 AI without restriction. Any attempted transfer or assignment by you in violation hereof shall be null and void.

18.6 If any provision of these Terms, including, but not limited to, the warranty disclaimers and limitations of liability set forth above, is determined to be invalid or unenforceable under applicable law, the invalid or unenforceable provisions in these Terms shall be deemed superseded by valid and enforceable provisions that, to the extent possible, fulfil the business purposes and intent of such invalid and unenforceable provisions.

18.7 In addition to and without limiting the preceding paragraph, some jurisdictions may provide rights in addition to those provided in the above "Disclaimers and Limitation of Liability" section or do not allow the exclusion or limitation of implied warranties or liability for incidental or consequential damages. Therefore, the limitations set forth in the above Disclaimer and Limitation of Liability section may not apply to you in whole or in part or there may be state or country specific provisions that supersede such limitations in whole or in part. Any provision of the above Disclaimer and Limitation of Liability section that is declared invalid shall be deemed severable and shall not affect the validity or enforceability of the remainder.

18.8 Any heading or section title contained herein is for convenience of reference only and shall not affect the meaning or interpretation of these Terms. The terms "include" and "including" are deemed to include the phrase "without limitation" immediately thereafter.

18.9 Unless expressly provided to the contrary in these Terms, a person who is not a party to these Terms has no rights at law and in equity to enforce or enjoy the benefit of any term in these Terms.

Questions

Any questions about this Terms of Use should be addressed to [email protected].